开放程度、竞争行为对中国寿险业产业组织的影响The Impact of Opening Degree and Competition on Industrial Organization of Chinese Life Insurance Industry
邵全权
摘要(Abstract)：
本文根据战略性贸易政策理论,构建了一个包括保险公司努力程度、外资保险公司竞争活动外部性和贸易成本的模型。基于开放程度与寿险公司的竞争活动进行了实证研究,并考察我国保险市场开放程度对寿险产业组织的影响。结果表明:(1)我国寿险市场已经脱离恶性竞争阶段,开始进入有序竞争。(2)以FD I衡量的我国保险市场的开放程度与寿险公司的竞争行为正相关,与市场份额、绩效正相关,但影响程度正在弱化。(3)保险市场开放程度和寿险公司竞争活动、经济增长的协同效应体现为此消彼长的替代关系。
关键词(KeyWords)： 开放程度;外部性;竞争行为;市场结构;绩效
基金项目(Foundation):
作者(Author): 邵全权
DOI: 10.13269/j.cnki.ier.2010.02.009
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